What is shared ownership? 

Shared ownership is a national scheme that helps you to buy your dream home! Start by buying between 10% and 75% of your home and paying an affordable rent on the rest. Buy more when you can. This means a smaller deposit, smaller mortgage repayments and the flexibility to increase your shares whenever you're ready. 

Find out more about shared ownership. 

You could be eligible for shared ownership if you: 

  • have a household income of under £80,000;  

  • own no other property in the UK or overseas; 

  • have a good credit history and can afford the cost and regular payments involved in buying a home; and 

  • have savings of at least 5-10% deposit on the share of the property that you are buying. 

Shared ownership means: 

  • your monthly repayments could be less than renting privately; 

  • the deposit required is smaller as you are only buying a share of the property; 

  • you can purchase further shares (known as staircasing) in the property until you own it outright (in most cases);  

  • you are able to take the first step onto the property ladder. 

Shared ownership does not mean: 

  • living with a stranger; 

  • you can't sell your home; 

  • living in an undesirable area; or

  • you can't make your house your own.

 

Our developments

We have a range of beautiful shared ownership developments across Yorkshire. 

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Ready to find your dream home?

Use our Property Search to see all our homes.

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Our pre-loved homes

We have a lovely range of pre-loved homes available for resale across Yorkshire. 

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What is Shared Ownership by WDH?

Watch this video to find out what shared ownership is, who is eligible, and the answers to some common FAQs.

How to apply 

You can check your eligibility for shared ownership on the gov.uk website or alternatively contact our sales team at Homebuy@wdh.co.uk or call 01977 788830. You will be signposted to a financial advisor who will ask you some key questions to help you understand your eligibility as well as providing mortgage advice to support you on your shared ownership journey. 

If you are eligible and would like to reserve one of our shared ownership homes, you will need to contact Metro Finance on 0114 270 1444 or visit the Metro Finance website 

Once you have received a Mortgage in Principle, please contact us and we will guide you through your shared ownership journey. 

View our Steps to Reservation guide  

First Come, First Served Policy

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Monthly Minimum Surplus Income Policy

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Minimum Deposit Policy

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Adverse Credit Policy

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Image of two people outside their shared ownership property.

What our customers say

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Already a shared owner? Find your handover documents here

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